Bluecode Payment Method

Bluecode, a top player in QR code payments across Germany and Austria, provides a swift and secure solution for users to purchase via smartphones through the Bluecode App or any Bluecode-capable app. Partnering with Viva.com, Bluecode extends its QR payment capabilities seamlessly to both online and brick-and-mortar retail settings. This payment method offers simplicity and efficiency, eliminating the need for physical cards or cash. With its emphasis on security and ease of use, Bluecode has gained popularity as a trusted payment solution across various industries.

#➡️ Key benefits of offering Bluecode as a payment method are:

Increased sales: By providing customers with a convenient and seamless payment option, businesses can attract a broader range of customers who prefer mobile payment solutions.

Competitiveness: Offer innovative payment options and be unique among your competitors

Consumer trust: Attract consumers who may not have made their purchase at all if Bluecode was not an option, especially when buying for the first time from a merchant

Get started quickly: There is no need for the merchant to have an account with Bluecode.

#How it works

1. At the checkout, the customer selects Bluecode as their preferred payment method.

   

2. The Bluecode QR is provided to the customer for scanning using their Bluecode or Bluecode-compatible application.

   

#➡️Details

• Payment method type: Synchronous - payments are confirmed immediately

• Refunds: Supports partial and full refunds

• Recurring payments: Not yet supported

• Pre-authorizations: Not yet supported

• 0% Cashback: Not supported

• MOTO: Not supported

• Cancellation: Supports cancellation

• Disputes: Supported

• DCC: Not supported

• Surcharge: Not supported

• Tipping: Supported

• Installments: Not supported

• Tokenization: No

• Restricted MCC: Some Merchant Categories are not eligible to have EPS activated. Find them below.

• Μerchant countries: Available for merchants registered in Austria, Belgium, Croatia, Cyprus, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Portugal & Spain

• Customer countries: Available to customers in Austria and Germany

• Pricing: Please refer to our pricing page under the main navigation for more information

• Settlement: Customer payments are deposited the next day into your business account for confirmed payments / successful transactions (i.e. have statusId = F)

• Cross-currency payments: Not yet supported

• Additional notes: The Email address and Customer Name fields within Smart Checkout are optional

#➡️ How to activate Bluecode

Activation of this payment method is instant. Once activated, merchants will immediately be able to accept payments via Bluecode.

Merchants can only activate Bluecode on their own from their Viva account interface. To activate Bluecode, please follow the procedure below:

1. Sign in to your Viva.com account

2. Click on Settings > API Access and scroll down to the Bluecode (Payment Method) section.

   

3. Click on the Enable Bluecode as a payment method button:

   

   Bluecode will be activated.

4. If you would like to deactivate Bluecode, click on the Disable Bluecode as a payment method button:

   

#➡️ Merchant Categories (MCC)

There are some merchant categories that are not eligible to have Bluecode activated. If your business is in one of these categories, you will not be able to accept payments through Bluecode:

Mcc

G300 Airlines (codes between 3000 and 3350)

G335 Car rentals (codes between 3351 and 3500)

G350 Hotels (codes between 3501 and 3999)

R999 MCCs, not listed separately nor included in the groupcodes

763 Agricultural Cooperatives

1353 Dia (Spain)-Hypermarkets of Food

1406 H&M Moda (Spain)-Retail Merchants

1520 General contractors — residential and commercial

4723 Package Tour Operators – Germany Only

4813 Key-entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non–face-to-face environment using key entry

4829 Wire transfers and money orders

5172 Petroleum and petroleum products

5262 Marketplaces (online Marketplaces)

5299 Warehouse Club Gas

5333 Hypermarkets of food

5552 Electric Vehicle Charging

5932 Antique Shops – Sales, Repairs, and Restoration Services

5933 Pawn shops

5960 Direct marketing — insurance services

5961 Mail Order Houses Including Catalog Order Stores

5974 Rubber Stamp Store

6010 Financial institutions — manual cash disbursements

6011 Financial institutions — automated cash disbursements

6012 Financial institutions — merchandise and services

6050 Quasi Cash—Customer Financial Institution

6051 Non-financial institutions — foreign currency, money orders (not wire transfer), scrip and travellers’ checks

6211 Securities — brokers and dealers

6300 Insurance sales, underwriting and premiums

6381 Insurance–Premiums

6399 Insurance, Not Elsewhere Classified ( no longer valid for first presentment work)

6513 Real Estate Agents and Managers

6529 Remote Stored Value Load — Member Financial Institution

6530 Remove Stored Value Load — Merchant

6532 Payment Transaction—Customer Financial Institution

6533 Payment Transaction—Merchant

6535 Value Purchase–Member Financial Institution

6536 MoneySend Intracountry

6537 MoneySend Intercountry

6538 MoneySend Funding

6539 Funding Transaction (Excluding MoneySend)

6540 Non-Financial Institutions – Stored Value Card Purchase/Load

6611 Overpayments

6760 Savings Bonds

7012 Timeshares

7276 Tax preparation services

7277 Counselling services — debt, marriage and personal

7280 Hospital Patient-Personal Funds Withdrawal

7321 Consumer credit reporting agencies

7322 Debt collection agencies

7332 Blueprinting and Photocopying Services

7524 Express Payment Service Merchants–Parking Lots and Garages

7539 Automotive Service Shops (Spain) - Other Merchant Categories

7800 Government-Owned Lotteries (US Region only)

7801 Government Licensed On-Line Casinos (On-Line Gambling) (US Region only)

7802 Government-Licensed Horse/Dog Racing (US Region only)

7833 Express Payment Service — Motion Picture Theater

7995 Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks

8044 Optical Goods and Eyeglasses

8651 Political organizations

9034 I-Purchasing Pilot

9211 Court costs, including alimony and child support

9222 Fines

9223 Bail and Bond Payments

9311 Tax payments

9402 Postal services — government only

9405 U.S. Federal Government Agencies or Departments

9406 Government-Owned Lotteries (Non-U.S. region)

9700 Automated Referral Service

9701 Visa Credential Server

9702 Emergency Services (GCAS) (Visa use only)

9751 UK Supermarkets, Electronic Hot File

9752 UK Petrol Stations, Electronic Hot File

9754 Gambling-Horse, Dog Racing, State Lottery

9950 Intra-Company Purchases

#➡️Get Support

If you would like to integrate with Viva, or if you have any queries about our products and solutions, please see our Contact & Support page to see how we can help!