Accepting payments

Updated September 22, 20262 min read

There are three different use cases to accept payments:

Note: Once the verification process is completed, your account becomes fully functional and can start receiving payments normally.

➡️ In-person payments

Those transactions are made at a location, typically involving face-to-face interaction with your customer. For in-person payments:

You can download Viva.com Terminal App on your mobile phone (Android or iPhone) to start accepting payments in no time. Learn more on Viva.com Terminal App here.
If you need a dedicated device to use Viva.com Terminal App you can visit our store to buy one or even source one from your preferred supplier. See here a list of supported devices.
Viva.com Terminal App supports integration with many different ISV solutions that offer special cover customer checkout flows. Find out more on integrations.

They are made over the internet usually on a web site or a mobile application.

You can integrate Viva.com Smart Checkout to your e-shop or web service with a single line of code. Learn more here.
Viva.com Smart Checkout incorporates features that enables security and increase sales conversion, such as card saving, 3DS support, card tokenization, etc.
You can choose from a large list of plugins that allow you to integrate Viva.com to your web site such as Shopify, WooCommerce, Prestashop and much more. Find out more here.

In those transactions, the card details are provided to the Merchant over the phone or with an email. You can charge cards by entering its details:

However, you can accept payments in a much safer way by using:

Viva.com Payment Notifications, that allows you to request a payment from your customer over email. See how it works here.
Viva.com Quick Pay, that allows you to create a permanent link that you can share with your customers to let them pay you an arbitrary amount. See how it works here.

All Viva.com payments accept:

All international card schemes such as VISA, Mastercard, Amex, Diners, JCB and China Union Pay.
Many local national card schemes such as Cartes Bancaires, Bancontact, Bancomat, Multibanco, Girocard, etc.
Many alternative payment methods such as Alipay, Paypal, Swish, MB Way/Ref MB, etc.

See here a detailed list of all supported payment schemes and methods.

Don't forget that by creating your Viva.com Account, you automatically gain access to benefits such as 0% transaction fees, real-time settlement, and offline transactions (for in-person payments).